Meet Your Personal Retirement Toolkit
Federal retirement planning can feel complicated, but it doesn't have to be. We've built a powerful suite of calculators designed to replace confusion with clarity. Each tool is simple to use, visually engaging, and gives you the numbers you need to make confident decisions. No complicated spreadsheets, no financial jargon, just straightforward answers about your future.
Ready to unlock the full toolkit? You'll get everything below, all in one place, for less than a cup of coffee a month.
The MyFedPath 3 Pillar Calculator: Your Complete Financial Picture
What This Does:
- Calculates your FERS pension with survivor benefits (Pillar 1)
- Estimates your Social Security or RAS supplement (Pillar 2)
- Projects your TSP growth to retirement
- Simulates TSP monthly withdrawals through retirement (Pillar 3)
- Auto-calculates retirement taxes based on current rates
- Compares Current Take Home vs Retirement Take Home
The Magic: See all 3 income sources combined vs. your current paycheck - the ONLY tool that does this.
What This Would Cost You:
- Financial Advisor: $1,000-$3,000 for one-time comprehensive plan (See typical advisor fees)
- HR Pension Estimate: 4-6 weeks wait, only Annuity/RAS
- TSP.gov: Can't do income comparisons nor Pension/RAS
- Other Online Tools: Don't exist
Your Cost: FREE with your $2.99 Pro Tier Subscription
Bottom Line: Finally know if you can afford to retire - with real numbers, not guesses.
Your Complete Federal Retirement Toolkit
FERS Retirement Calculator
Calculate your basic FERS annuity based on your years of service and high-3 average. See how your pension grows with each additional year of service.
Use this to: Estimate your monthly pension and understand how timing affects your benefit.
🎯 TSP Allocation Optimizer
Test and optimize your TSP allocation strategies using real historical data. Simulate interfund transfers, compare against buy-and-hold benchmarks, and see how different timing strategies would have performed.
Use this to: Backtest TSP strategies and find your optimal allocation approach.
📚 TSP Portfolio Playbooks
Explore 10 professionally-designed TSP allocation strategies tailored to different goals, risk tolerances, and market conditions. From conservative to aggressive, find the approach that matches your situation.
Use this to: Discover proven TSP strategies and compare different allocation approaches.
TSP Contribution Calculator
Maximize your TSP growth by calculating optimal contribution amounts. See the impact of matching, catch-up contributions, and compound growth over time.
Use this to: Ensure you're getting the full 5% match and project your TSP balance at retirement.
Retirement Date Optimizer
Find your optimal retirement date by comparing different scenarios. See how retiring at different times affects your benefits, supplements, and overall income.
Use this to: Choose the best retirement date based on your personal situation and financial goals.
Military Buyback Calculator
Determine if buying back your military time makes financial sense. Calculate the cost versus the increased retirement benefit you'll receive.
Use this to: Make an informed decision about military service credit deposits.
Annual Leave Retirement Tool
Calculate your annual leave payout at retirement and see how timing affects your final lump sum. Plan your leave usage strategically.
Use this to: Maximize your leave payout and plan your final year effectively.
Sick Leave Credit Calculator
See how your unused sick leave converts to additional service credit. Calculate the impact on your annuity and understand the conversion formula.
Use this to: Understand the value of your sick leave balance for retirement.
FERS Milestone Tracker
Track your progress toward key retirement milestones. Know exactly when you'll reach MRA, become eligible for immediate retirement, and qualify for supplements.
Use this to: Stay on track and plan your career timeline strategically.
Compound Interest Calculator
Visualize the power of compound growth for your TSP and other investments. See how time and consistent contributions build wealth.
Use this to: Understand long-term investment growth and plan contributions.
TSP Roth Conversion Analyzer
Analyze whether converting traditional TSP to Roth makes sense for you. Compare tax implications now versus in retirement.
Use this to: Make informed decisions about Roth conversions and tax planning.
Severance Pay Calculator
Calculate potential severance pay under various scenarios. Understand VERA/VSIP offers and how severance is computed.
Use this to: Evaluate early retirement incentives and severance packages.