Meet Your Personal Retirement Toolkit
Federal retirement planning can feel complicated, but it doesn't have to be. We've built a powerful suite of calculators designed to replace confusion with clarity. Each tool is simple to use, visually engaging, and gives you the numbers you need to make confident decisions. No complicated spreadsheets, no financial jargon, just straightforward answers about your future.
Ready to unlock the full toolkit? You'll get everything below, all in one place, for less than a cup of coffee a month.
The MyFedPath 3 Pillar Calculator: Your Complete Financial Picture
Open the 3 Pillar CalculatorWhat This Does:
- Calculates your FERS pension with survivor benefits (Pillar 1)
- Estimates your Social Security or RAS supplement (Pillar 2)
- Projects your TSP growth to retirement
- Simulates TSP monthly withdrawals through retirement (Pillar 3)
- Auto-calculates retirement taxes based on current rates
- Compares Current Take Home vs Retirement Take Home
The Magic: See all 3 income sources combined vs. your current paycheck - the ONLY tool that does this.
What This Would Cost You:
- Financial Advisor: $1,000-$3,000 for one-time comprehensive plan (See typical advisor fees)
- HR Pension Estimate: 4-6 weeks wait, only Annuity/RAS
- TSP.gov: Can't do income comparisons nor Pension/RAS
- Other Online Tools: Don't exist
Your Cost: FREE with your $2.99 Pro Tier Subscription
Bottom Line: Finally know if you can afford to retire - with real numbers, not guesses.
Your Complete Federal Retirement Toolkit
One More Year Analyzer
Discover the financial impact of working one more year before retirement. See how it affects your pension, TSP growth, and lifetime benefits.
Federal Household Retirement Planner
Comprehensive retirement planning for households with two federal employees. Calculate combined pensions, Social Security, TSP withdrawals, and see your total household retirement income.
Use this to: Plan retirement timing and finances when both spouses work for the federal government.
FERS Retirement Eligibility Calculator
Find out which FERS retirement options you qualify for. Enter your service details to see if you're eligible for Immediate, Postponed, or Deferred retirement and estimate your pension.
Use this to: Determine your retirement eligibility and see your future retirement timeline.
TSP Contribution Calculator
Maximize your TSP growth by calculating optimal contribution amounts. See the impact of matching, catch-up contributions, and compound growth over time.
Use this to: Ensure you're getting the full 5% match and project your TSP balance at retirement.
Military Buyback Calculator
Determine if buying back your military time makes financial sense. Calculate the cost versus the increased retirement benefit you'll receive.
Use this to: Make an informed decision about military service credit deposits.
Annual Leave Retirement Tool
Calculate your annual leave payout at retirement and see how timing affects your final lump sum. Plan your leave usage strategically.
Use this to: Maximize your leave payout and plan your final year effectively.
Sick Leave Credit Calculator
See how your unused sick leave converts to additional service credit. Calculate the impact on your annuity and understand the conversion formula.
Use this to: Understand the value of your sick leave balance for retirement.
FERS Milestone Tracker
Track your progress toward key retirement milestones. Know exactly when you'll reach MRA, become eligible for immediate retirement, and qualify for supplements.
Use this to: Stay on track and plan your career timeline strategically.
Compound Interest Calculator
Visualize the power of compound growth for your TSP and other investments. See how time and consistent contributions build wealth.
Use this to: Understand long-term investment growth and plan contributions.
TSP Roth Conversion Analyzer
Analyze whether converting traditional TSP to Roth makes sense for you. Compare tax implications now versus in retirement.
Use this to: Make informed decisions about Roth conversions and tax planning.
Severance Pay Calculator
Calculate potential severance pay under various scenarios. Understand VERA/VSIP offers and how severance is computed.
Use this to: Evaluate early retirement incentives and severance packages.
High-3 Salary Calculator
Calculate your High-3 average salary - the single most important number for determining your FERS pension benefit.
Use this to: Determine your High-3 average and understand how it affects your retirement annuity.
Mail Handlers Pension Calculator
FERS & NPMHU supplemental pension estimator for postal employees. Calculate both your federal and union retirement benefits.
Use this to: Estimate combined FERS and NPMHU pension benefits for mail handlers.
TSP Growth & Drawdown Calculator
Model your TSP growth during accumulation and simulate withdrawal strategies during retirement to ensure your money lasts.
Use this to: Plan both TSP growth and retirement withdrawal strategies.
TSP Loan Impact Calculator
Understand the true cost of taking a TSP loan by calculating lost earnings, opportunity costs, and impact on retirement savings.
Use this to: See the long-term impact of borrowing from your TSP.
Retirement Date Optimizer
Find the optimal retirement date that maximizes your financial benefits by analyzing leave payouts, COLA timing, TSP contributions, and tax implications.
Use this to: Save thousands by choosing the best retirement date for your situation.
Inflation Calculator
Calculate the future value of money accounting for inflation, or find out what a past amount would be worth today. Essential for retirement planning and understanding purchasing power.
Use this to: Plan for future expenses and understand how inflation affects your retirement savings.