Mail Handler Pension Estimator

Estimate your two separate pensions: your FERS pension from the government and your supplemental pension from the NPMHU plan.

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Part 1: Your FERS Pension Information
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Part 2: Your NPMHU Supplemental Pension

You must have at least 5 years to be vested.

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Note: This rate can change. Verify with official plan documents.

About the NPMHU Supplemental Pension

Mail Handlers represented by the National Postal Mail Handlers Union (NPMHU) have a unique two-pension retirement system:

  • FERS Pension: Your primary federal retirement benefit, calculated based on your High-3 salary and years of service
  • NPMHU Supplemental Pension: An additional pension negotiated by your union, typically providing $15 per month for each year of service (subject to change based on negotiations)

Important Notes

  • This calculator provides estimates based on current FERS rules and NPMHU plan provisions
  • The NPMHU supplemental pension requires at least 5 years of service to be vested
  • Always consult with your agency's HR department and union representatives for official calculations
  • The NPMHU benefit rate can change based on contract negotiations - verify current rates with your union
  • Both pensions are separate and you'll receive separate payments in retirement
  • Consider non-financial factors such as survivor benefits and healthcare coverage in your retirement planning