Best Retirement Date Optimizer
Once you know you're eligible, find the specific date that maximizes your financial benefits by analyzing the pension gap, COLA timing, and leave payouts.
The Month-End Advantage: Why Timing is Critical
Your FERS pension begins on the first day of the month AFTER you retire. Retiring at month-end ensures your pension starts the next day with **no income gap**. This tool focuses on month-end dates to find your optimal strategy.