Average Annual Returns
(as of July 2025)
Risk Profile
The S Fund carries high risk as it is a 100% equity fund composed of small and mid-cap stocks. These companies can offer higher growth potential than large-cap stocks but also tend to have greater volatility.
📊 At a Glance: S Fund Profile
What It Is
A passively managed index fund that holds small to mid-sized U.S. companies not included in the S&P 500. It offers an opportunity to diversify your stock investments beyond the large-cap companies found in the C Fund.
Investment Objective
To match the performance of the Dow Jones U.S. Completion Total Stock Market Index.
Best For
Investors with a long-term time horizon seeking aggressive growth who are comfortable with the higher volatility associated with small and mid-cap stocks.
📋 Holdings & Fund Details
Top Ten Holdings (as of 12/31/2024)
Key Fund Details (as of 12/31/2024)
Key Features & Benefits
🏢 Small/Mid-Cap Exposure
Invest in a diversified portfolio of small and medium-sized U.S. companies, offering growth potential beyond the large corporations in the S&P 500.
📈 Market Returns
Captures the returns of the U.S. stock market outside of the S&P 500. Ideal for investors seeking market participation in the small-to-mid cap segment.
💰 Ultra-Low Costs
With an extremely low expense ratio, the S Fund provides a cost-effective way to gain exposure to this important segment of the U.S. market.
🎯 Diversification
Serves as an excellent complement to the C Fund, allowing you to build a portfolio that represents nearly the entire U.S. stock market.