G Fund

Government Securities Investment Fund

Average Annual Returns

(as of July 2025)

YTD
2.36%
1 Year
4.31%
3 Year
4.31%
5 Year
2.50%
10 Year
2.22%

Risk Profile

Low
Low-Med
Medium
Med-High
High

The G Fund has no credit risk because it is guaranteed by the U.S. Government. It is the only TSP fund that does not experience price fluctuations, offering complete protection of principal and earnings.

📊 At a Glance: G Fund Profile

What It Is

The G Fund invests exclusively in special nonmarketable short-term U.S. Treasury securities. Principal and interest payments are guaranteed by the U.S. government, meaning there is no risk of loss.

Investment Objective

To ensure the preservation of capital and generate returns that are higher than those of short-term U.S. Treasury securities.

Best For

Investors who want to completely protect their investment from loss. It is the safest fund in the TSP, providing stability similar to a savings account but with returns that are generally higher.

📋 Fund Details

Holdings Overview

The G Fund is invested in a single type of security: special issue U.S. Treasury securities. The entire fund is backed by the full faith and credit of the U.S. Government.

Key Fund Details

Assets: $249.1 billion
Expense Ratio: 0.043% ($0.430 per $1,000)
Benchmark: Not applicable
Asset Managers: Not applicable
Inception Date: 4/1/1987

Key Features & Benefits

🏛️ Capital Preservation

Your principal is protected from any loss. The G Fund is designed to never have a negative return, making it the most stable option.

📈 Stable Growth

Offers steady, predictable returns that are calculated daily. While modest, these returns are designed to outpace inflation over the long term.

✅ Government Guarantee

Both the principal and the interest earned are guaranteed by the full faith and credit of the U.S. Government.

💰 No Financial Risk

The G Fund has no credit risk or market risk. Its only risk is that its returns may not keep up with inflation in the short term.