🎯 TSP Allocation Optimizer

Simulate your TSP allocation strategy with real IFT rules and historical data. Test different timing strategies and compare against buy-and-hold.

Educational Tool: These are example strategies for educational purposes, not personalized investment advice. Past performance does not guarantee future results. Consider your personal situation and consult with a financial advisor before making investment decisions.

How to Use This Tool

  • • Set your simulation period (any dates from June 2003 to present)
  • • Choose your initial fund allocation (must equal 100%)
  • • Run the simulation and add interfund transfers to test strategies
  • • Compare your active strategy against a balanced buy-and-hold portfolio (C:40% S:20% I:20% F:10% G:10%)
  • • TSP rules enforced: 2 unrestricted moves per month, 3rd+ must be 100% to G Fund

Simulation Settings

📅 Time Period

📊 Initial Allocation %

C:
S:
I:
F:
G:
Total: 100%

TSP IFT Rules:

  • • 2 unrestricted moves per month
  • • 3rd+ moves must be 100% G Fund
  • • Resets on the 1st of each month

Ready to Optimize Your TSP Strategy?

Configure your simulation settings and click "Start Simulation" to begin testing your allocation strategies against historical data.

This tool uses real TSP historical price data from 2003 to present and enforces actual IFT rules.

Default dates are set to show year-to-date performance.